Recent research from Lifetime Lawyers shows that only around a quarter of adults in their 40’s and 50’s have a Will that truly reflects their current circumstances and wishes.
It is a surprising statistic — and a reminder that many individuals and families are leaving their futures unprotected. In fact, a large number of those without a Will had already started the process but never quite finished it.
In today’s fast‑changing economic climate, and with the pressures of everyday life, having an up‑to‑date Will is more important than ever. It ensures your financial and personal affairs are aligned with current legislation on wealth planning and Inheritance Tax, giving you confidence that your wishes will be respected.
However, the absence of a Will — or relying on a poorly drafted DIY version — can create real difficulties for the people you leave behind. Common issues include:
- Delays in administering your estate, causing unnecessary stress and anxiety for those handling your affairs
- Individuals benefiting from your estate that you did not intend
- Unintentional proportionate distributions or disputes within immediate or blended families
- Disagreements over funeral arrangements
Many solicitors have seen a noticeable rise in estates being contested over the past five years. These disputes are often driven by exactly the kinds of problems listed above — risks that are far more likely when there is no Will in place or when a DIY Will has not been drafted correctly.
Working with a professional to create a tailored Will allows you to address key considerations such as:
- Balancing the needs and expectations of extended or blended family members
- Making arrangements for minor children, including appointing guardians
- Understanding how your financial position fits within wider wealth‑planning and Inheritance Tax rules
- Offering alternative solutions to achieve your wishes
A Will is one of the most meaningful documents you can put in place. It provides clarity, protects the people you care about, and ensures your wishes are honoured.
At Milne Moser, our dedicated Private Client team is here to make the process straightforward and reassuring. We offer appointments that work around you — whether in one of our offices, at your home if you are housebound, or via video link. We will take the time to understand your situation so you can make informed decisions with confidence.
It is easy to put off making a Will, especially when life is busy. But having this document in place brings real peace of mind, knowing that everything is properly considered and clearly set out should the unexpected happen.
To arrange an appointment please telephone 01539 729786 or email solicitors@milnemoser.co.uk.
